Dealing with California Auto Insurance Companies and Their Lowball Settlement Offers:

When you try to settle a case on your own, the adjuster is well aware that you are acting without the benefit of an experienced and knowledgeable attorney. Many insurance companies use various tactics in an effort to get you to take their lowest settlement offer, including:

  • Delay – keep putting you off, for months and months
  • Ignore you – the adjuster is unavailable; does not answer or return phone calls or emails
  • Deny valid claims – despite valid medical records and test results
  • Push the case around, “lose it,” transfer it to their other offices
  • Request that you sign a release in an effort to support their impending lowball offer
  • Make a low ball offer before a lawyer is involved before the extent of your injuries are known
  • Tell you that they will pay your medical bills and that you do not need a lawyer and then go back on their word
The insurance company has one agenda: to save money by paying you, the claimant, as little as possible. They have their own best interests in mind, not yours. The insurance companies teach their adjusters to encourage the injured party not to hire a lawyer so that they end up paying a lot less on your case. You are entitled to seek certain compensation for the negligent /fault of other drivers, including:

  • Medical expenses from the date of the accident onward
  • Lost wages, past, present and future
  • Pain and suffering
  • In some cases, punitive damages for reckless, extreme or intentionally harmful conduct
  • Property damage – auto repair or replacement
  • Out of pocket costs
  • Costs of in home care
  • Any additional needs you may have because of the incident

California Auto Insurance Company Minimum Requirements:


In California, it is illegal to drive without auto insurance. California’s insurance minimum coverage:

  • $15,000 bodily injury or death (one person, for each accident)
  • $30,000 bodily injury or death for all persons (for each accident)
  • $5,000 property damage (for each accident)
If another driver is at fault, or partially at fault you have the legal right to seek compensation from them and their insurance company. 

We Will Seek the maximum Settlement from the party at fault or we will File a Lawsuit and take them to Court for you:


S & S Legal Group has more than 30 years’ experience obtaining maximum compensation for our clients. The great majority of car accident and other personal injury cases are settled out of court. If the insurance company is unwilling to offer an appropriate and realistic settlement, we will not hesitate to take the case to court to seek a favorable award. When the insurance company realizes that you have a voice – that you are now represented by an experienced attorney with a successful, winning track record, they are far more inclined to offer a fair and generous settlement rather than risk the costs and aggravation of trial. 

We have a proven track record with insurance companies that we do not accept low ball offers or the quick way out. Insurance companies have one thing in mind: to pay you the least amount of money they possibly can. Lawyers like us with proven track records make insurance companies give your case a second look and offer a fair settlement. They know they will end up in court otherwise. 
 

Complimentary Client Consultation - No Fees Unless We Win Your Case:


S & S Legal Group offers a free consultation in which you can discuss the details of your case with an experienced personal injury attorney. We will handle your case on a contingency basis and as such there are no upfront fees. The money we earn comes from the final settlement or court award. We realize that your case is extremely important to you. It is essential to be represented by a qualified and experienced attorney who knows how to negotiate with the insurance company on your behalf and take them to court if they are not being fair. 

At S & S, we are compassionate plaintiff’s rights attorneys. We answer your phone calls and we will keep you informed every step of the way. There is no reason for you to be intimidated by insurance companies that do not have your best interests in mind and care about their bottom line. We will work on your behalf to help you get the maximum compensation possible. In the Los Angeles area, to schedule a free case evaluation, call S & S Legal Group at 800-957-9898.

Downtown Los Angeles: S & S Legal Group | 888 South Figueroa Street, Suite 1030 | Los Angeles CA 90017 | Telephone: 800-957-9898 | Los Angeles Law Office